Now, Citi cardholders have the option out of opening both easier using Citi Fold Money

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Trick takeaways

Citi Flex Money allow you to withdraw specific or each one of your own readily available Citi credit borrowing from the bank since the a loan
Providing your own money once the a good Citi Flex Mortgage gives a predetermined payment and you will fixed rate of interest up until your loan try reduced back to complete
Citi Flex Financing bring numerous advantages, instance https://www.paydayloanalabama.com/pea-ridge/ perhaps not demanding a supplementary hard borrowing from the bank inquiry, but you will need certainly to focus on the brand new number to be sure they add up for the problem

Credit cards bring a handy means to fix pay money for everyday sales, but really discover always times when you may also like dollars.

The new Citi Fold Loan system are going to be a good alternative to running upwards a balance on your credit having unanticipated expenditures otherwise taking out fully a credit card pay day loan. Cash advances normally need an initial commission (normally 5 % of progress count), and money your use begins accruing interest during the a great large adjustable speed out of big date you to definitely without grace months.

If you are searching to possess a better option, Citi Fold Financing can be worth investigating. Here’s how Citi Flex Finance work in routine, plus some ideas to help you is an excellent option for your.

What is an excellent Citi Flex Financing?

Citi Flex Money and Town Bend Pay are a couple of software one give cardholders a great deal more versatile fee selection and you can fixed words due to Citi’s Citi Bend Arrangements.

That have a Citi Bend Loan, you can remove a loan on your eligible Citi card’s credit line within a fixed interest. You’ll be able to regulate how far you will want to borrow and you will settle towards the a predetermined monthly payment and you can repaired interest you to lasts towards life of the borrowed funds instead of completing a special software or credit assessment.

Citi Flex Shell out, at exactly the same time, was an adaptable percentage arrange for Citi cardmembers which allows qualified bank card commands to be paid down through the years that have good fixed Annual percentage rate.

Both Citi Bend Finance and Citi Fold Pay is available options after you manage a Citi Flex Package., Citi’s program providing cardholders significantly more versatile fee alternatives and you will repaired conditions.